REYCAL HENGKY EKLIS SILLA, Reycal; ANTONIUS ANDRIAS REIS TANESI, Antonius. Analisis Efektivitas Kredit Usaha Rakyat Terhadap Peningkatan Pendapatan Umkm: Studi Kasus Pada PT. Bank Rakyat Indonesia (Persero) Tbk. Unit Penfui. Akub Effata Journal, [S. l.], v. 2, n. 1, 2026. Disponível em: https://journal.akub-effata.com/index.php/aej/article/view/3. Acesso em: 1 mar. 2026.